Easira – AI Financial Analysis for Discerning Investors
AI financial analysis terminal designed for portfolios above €250,000. Benjamin Graham fair value, ROIC-WACC, risk analysis and strategic portfolio.
An AI financial analysis terminal for discerning investors
Easira is a fundamental financial analysis infrastructure, built on sovereign fund and family office standards. Unlike consumer platforms that aggregate surface-level ratios, Easira calculates in depth the real economic value creation of each analyzed company, from over 1,200 data points sourced from SEC filings, annual reports and official macroeconomic data.
Our approach is built on the discipline of Benjamin Graham — the father of value investing — combined with modern quantitative methods. Fair value is not an opinion: it is the result of rigorous calculation integrating future cash flows, cost of capital and structural margin of safety. Easira is designed for discerning investors who manage significant portfolios and refuse to delegate their decision-making intelligence to intermediaries whose interests don't align with theirs.
ROIC-WACC methodology: the institutional standard
The ROIC-WACC spread is the first filter of any serious institutional investor. It measures whether a company creates or destroys real economic value. An ROIC (Return on Invested Capital) above WACC (Weighted Average Cost of Capital) means the company generates value beyond the price paid for its capital. This spread — positive or negative — is the most direct measure of capital allocation quality.
Easira automatically calculates this spread for each analyzed company, from official primary data. We add the Altman Z-Score (mathematical prediction of bankruptcy risk over 2 years), Free Cash Flow Yield (marginal return on real capital) and macroeconomic stress-tests. These metrics are the standard of major institutions. Easira makes them accessible to autonomous discerning investors, with the same analytical rigor.
Benjamin Graham fair value and margin of safety
The fair value of a stock, as defined by Benjamin Graham in "The Intelligent Investor", is calculated from normalized earnings, expected growth rate and risk-free rate. This fundamental approach identifies undervalued stocks with sufficient margin of safety to absorb market uncertainties.
Easira integrates this methodology and combines it with earnings quality analysis, cash flow sustainability and balance sheet strength. The result is a calculated, transparent and documented fair value — not an analyst recommendation subject to conflicts of interest. Every calculation is traceable and every assumption is documented in the Conviction Memorandum generated for each analyzed position.
Strategic portfolio and capital protection
A strategic portfolio is not built by randomly accumulating assets. It is built by selecting positions with reasoned convictions, measuring real risk correlations and defining allocation thresholds adapted to each investor's wealth profile. Real diversification is measured in terms of fundamental risk correlation, not simply the number of holdings.
Easira generates Conviction Memorandums for each analyzed position: a comprehensive document detailing the fundamental analysis, ROIC-WACC calculation, Altman solvency assessment, calculated fair value and allocation recommendation. The standard of major asset management firms, made accessible to the autonomous discerning investor.
Independent infrastructure, free of conflicts of interest
Easira is not a bank, not a broker, not a licensed investment advisor. We do not manage your money and we receive no commission on your investment decisions. Our sole product is rigorous fundamental financial analysis. This structural independence guarantees the quality and objectivity of our AI financial analysis calculations.
Sovereign funds calculate. Family offices preserve. Easira transposes this discipline for discerning investors who manage their own wealth with the same institutional standards. Access is deliberately limited: a qualification interview is required to join the Easira Private community.